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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Contraceptive methods (oral contraceptives, contraceptive rings, contraceptive injections, contraceptive patches, hormonal intrauterine devices, copper IUD)

Portion not covered by RAMQ

Antidepressants

Portion not covered by RAMQ

Vaccinations

100%

Annual maximum $150

Psychologists

$80 per visit

Annual maximum $800

Chiropractors

$40 per visit

Annual maximum $600

Physiotherapists & Kinesiologists

$50 per visit

Annual maximum $750

Naturopaths, Dieticians, Massage Therapists, Acupuncturists

$20 per visit for this group

Annual maximum for this group: $400

And More

Therapeutic equipment, x-rays, diagnostic ultrasounds, commercial laboratory tests, dental accident services, ambulance transportation, home nurse services, semi-private hospital room and additional hospital allowance, tutorial service, accidental death and dismemberment, etc.

Learn more - Health
Vision
Eyeglasses & Contact Lenses

 $150 every 24 months

Accident coverage for eyeglasses

$100 per coverage period

Eye exam

$60 per coverage period

Laser Eye Surgery

$150 per coverage period

Learn more - Vision
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip interruption

$7,500 per trip

Learn more - Travel
Dental
Annual Maximum

$1,000

Preventive Services

50%

Extraction of Impacted Teeth

50%

Basic Services

50%

And More

Minor restorations (fillings), oral surgery, endodontics (root canal), periodontics (gum treatment)

Learn more - Dental
Legal Care Program
The Essentials

Included in the Dental Plan 

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Virtual Health Care
AlloDoc! - Powered by Dialogue

Included in the Dental Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
Mental Health & Wellness
Programme mieux-être - Powered by Dialogue

Included in the Dental Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness